Building trust for African commerce.

PayGidi is an AI-powered escrow and trust infrastructure that enables secure payments between buyers and businesses.

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Why choose PayGidi?

We've built a platform that puts you in control of your money, with features that make banking a breeze.

AI-Powered Escrow

Hold funds securely until delivery is verified and both parties are satisfied with the transaction.

Merchant KYB

Every business is rigorously verified through deep KYB checks to eliminate fraud and build trust.

Trust Scoring

AI-driven trust scores determine payment release logic based on merchant behavior and risk.

Dispute Resolution

Fast and fair resolution for buyers and sellers, powered by transparent transaction data.

Secure Commerce APIs

Integrate trust into your own platform with our developer-first secure payment APIs.

Modern Trust Layer

Solving the major trust barrier in African digital commerce through behavior-driven security.

AI-Powered Escrow

Hold funds securely until delivery is verified and both parties are satisfied with the transaction.

Merchant KYB

Every business is rigorously verified through deep KYB checks to eliminate fraud and build trust.

Trust Scoring

AI-driven trust scores determine payment release logic based on merchant behavior and risk.

Dispute Resolution

Fast and fair resolution for buyers and sellers, powered by transparent transaction data.

Secure Commerce APIs

Integrate trust into your own platform with our developer-first secure payment APIs.

Modern Trust Layer

Solving the major trust barrier in African digital commerce through behavior-driven security.

Experience the future of trust-based commerce.

Join thousands of verified businesses and smart buyers who are already using PayGidi to power secure transactions.

Download on App StoreGet it on Play Store

Questions? We've got Answers

Everything you need to know about PayGidi.

PayGidi holds your funds in a secure escrow account when you initiate a purchase. The money is only released to the merchant once you confirm receipt of the goods or services, or when our AI trust engine verifies a successful delivery.
The Trust Score is a dynamic rating assigned to every merchant based on their transaction history, delivery speed, dispute rates, and KYB verification status. High-scoring merchants benefit from faster payouts.
We perform rigorous Know Your Business (KYB) checks, including legal registration verification, physical address confirmation, and historical performance analysis to ensure you only deal with legitimate businesses.
Our automated dispute resolution system analyzes delivery evidence and transaction data to reach a fair conclusion quickly. Both buyers and sellers are protected by our transparent escrow rules.
Yes! We provide robust, developer-friendly APIs that allow you to add an escrow trust layer to your custom e-commerce platform or mobile app with just a few lines of code.